Practice

Debt Settlements

We negotiate and document debt settlements for borrowers and lenders alike — securing realistic one-time settlements while shielding clients from unlawful recovery pressure.

Our team handles one-time settlement (OTS) negotiations with banks and NBFCs, restructuring proposals, and the documentation required to close a settlement cleanly and on record.

Where recovery agents or lenders overstep, we act quickly through RBI Fair Practices complaints, police representations and, where necessary, civil and criminal remedies.

Key Services
  • One-Time Settlement (OTS) Negotiation
  • Loan Restructuring & Repayment Plans
  • Credit Card & Personal Loan Settlements
  • Recovery Harassment — RBI & Police Remedies
  • Settlement Agreements & No-Dues Documentation
  • SARFAESI / DRT Defence Coordination
Track Record
OTS Negotiation — Unsecured Business Loan
Recovery Harassment Complaint — NBFC
Restructuring Proposal — MSME Borrower

Consult Our Counsel

Enquire about Debt Settlements